Municipal Hail Insurance is an Association operated by Farmers for Farmers that provides crop hail and fire insurance coverage. Our mandate is to provide coverage at cost and our mission is to reduce the business risk of Farmers. Municipal Hail has established itself as a leader in providing crop hail insurance products that continue to meet the evolving needs of farmers while providing accurate and timely loss assessments and flexible payment options including the convenience of accessing coverage online. Municipal Hail provides three iterations of its product. Each of these entities allow MHI to achieve its mandate.