WHY? Canadian Commercial Lines insurers are struggling to find enough data to properly price and underwrite their business. Historically, statistical plans were available to pool data together, but through the years, this data has been eliminated or become very limited. The acquisition of additional third-party data for commercial properties and businesses in Canada can also be challenging due to limited availability and high costs. MISSION: “Provide Canadian commercial lines insurers a platform to share and access data about commercial risks that will help them improve their competitive position in the market.” APPROACH: Using a comprehensive data management approach (REAL), build the CCLX Ecosystem (COBRA roadmap) and “Brick by Brick”* Risk Profiles (COMPLETE Scouting Reports) for all Canadian commercial properties and businesses. * “Brick by Brick” approach consists of continuously adding time-stamped information as it becomes available.