We concentrate on 'high-touch' personal service and focus on relationships. Our customers can do their banking with the convenience and security the best technology affords. We believe our customers have a right to good service from their bank, and should not have to forego the latest advances in bank products and services to do so. Gardner Bank strives for a standard of customer service that was once the norm, but is now increasingly rare. We get to know our customers and their needs. We try to build that knowledge into a relationship of trust and confidence.