Innovarisk is the Underwriting Agent for Hiscox in Portugal and a Lloyd's Coverholder. We are a professional team specialized in underwriting and insurance management, providing Fine art and High Net Worth products for private and institutional clients, as well as Professional Liability products and Species. Innovarisk is a company authorized and regulated by the Portuguese Insurance and Pension Funds Supervisory Authority. For us, "who" we insure is as important as "what" we insure. Understanding the needs and requirements of our clients allows us to offer individual insurance solutions. Our goal is to live up to the expectations of the client when an accident occurs. We have a particular focus on Portuguese and international clients based in Portugal, and also provide cover for clients based throughout Europe as well as certain other international locations.