Founded in 2003, Renaissance Credit is a leading consumer lending institution offering consumer loans, credit cards and deposits to 10 million customers across Russia. Credit ratings: BBB-(RU), Stable (ACRA) / B-, Positive (S&P). Renaissance Credit's primary shareholder is ONEXIM Group, a leading Russian investment fund with a diversified portfolio of assets in the financial services, metals and mining, energy, and other industries. Banking licenses №3354 issued by the Bank of Russia. Additional information may be found at the following websites: Renaissance Credit www.rencredit.ru ONEXIM Group www.onexim.ru