WIZCAPS - Marketplace Connecting Businesses with Investors Innovative Financing Model for SMEs and Great Opportunities for Investors. Wizcaps facilitates SMEs to borrow at low costs while investors earn a higher yield. A New Investment Class for the common man. Entrepreneurs in India consistently struggle to raise timely credit from banks. Those that succeed often have to pledge personal property to fund business needs. Restrictive lending policies, inflexible collateral requirements and slow disbursement times by formal financial institutions frequently push SMEs towards informal financiers; but while these lenders are quick to offer funds, crippling interest rates tie down the borrower to a chronic cycle of debt. Wizcaps is an attempt to provide the SMEs with the working capital at the lowest cost possible while providing Investors with better Yield. The team comprises of Business stalwarts, Technology Wizkids and Operational Experts to manage the entire Systems and processes. We are also supported by our partner banks, credit rating agencies and credit insurance companies help us moving ahead with this great endeavor.