As the one of the only physician created, professionally managed insurance companies in the country, Positive Physicians offers a concierge focus on specialty practices. This affords the company the luxury of being true experts at risk management, arming clients with essential education and information to protect their practices, while mitigating risk and reducing rates. This distinct concentration on affordable coverage coupled with an acute awareness of client needs has enabled Positive Physicians to design an intelligent business model that rewards its members with rate stability, claim predictability and on-going peace of mind. Peace of mind that has resulted in 95% client retention since our inception. Today, Positive Physicians Insurance Exchange serves hundreds of specialty practices and operates in New Jersey, Delaware, Maryland, and Ohio, as well as Pennsylvania. The company has been assigned a Financial Stability Rating® of A’ (A Prime), Unsurpassed from Demotech, Inc. This rating highlights the company’s ability to provide policyholders an exceptional level of physician-driven expertise and assures you of having a financially stable, dedicated partner with years of experience handling medical malpractice claims. Since our inception, our mission has always been the same. To maintain a physician driven but professionally managed medical malpractice insurance company, which provides our clients with a stable, long-term, and affordable insurance platform whereby they can continue to offer the highest quality medical and surgical care to the citizens of Pennsylvania, New Jersey, Delaware, Maryland, and Ohio. This mission along with a staff of dedicated and informed experts who are experienced in all facets of medical care and malpractice insurance has fueled our growth and our clients peace of mind.