We are an innovative and proactive Independent Financial Adviser specialising in: 1. Helping those approaching and at retirement to optimise and preserve future their income 2. Helping those on fixed incomes in retirement to release capital to supplement retirement income 3. Investing tax efficiently to preserve capital in real terms and when appropriate, produce a worthwhile income and to preserve an inheritance for your heirs.. 4. Helping trustees, attorneys and deputies to invest funds to meet Care Fees and other needs in the most tax efficient manner. Clients will have in excess of £200,000 invested or to invest and typically more than of £500,000.