Cashcloud has developed a unique mobile Wallet application. The mobile Wallet app was first launched in 2012 as a beta version and in October as a full version. In April 2015 the Wallet app got a complete new design and interface. The app allows safe and fast online payments, offline payments via NFC technology, real-time money transfer from person to person, coupons received directly in the app, the ability to earn money via a virtual currency, a parental sub-account for cost control and much more. The strategic alliance with PPRO Financial Limited, Principal Member of MasterCard rounds off the offering with a prepaid MasterCard and an NFC sticker. Cashcloud operates an open, neutral and integrated platform that is totally independent of banks, mobile network operators, and device manufacturers and works smoothly on IOS and Android operating systems. The cashcloud all-in-one mobile wallet solution sets innovative standards and has already received numerous international awards including the BankingCheck Award, the FinTech Innovation Award, and the Banking IT-Innovation Award.