Higher education has been in a period of seismic and rapid change over at least the past decade. Changing educational models, exploding online curriculum, and shifting student demographics have presented challenges for colleges and universities nationwide. The business offices within these institutions have not been immune to significant changes either. Whether it’s the movement to single point of service One-Stop shops, changes or upgrades to student information systems, or uncertainty in the future of campus-based Title IV loan programs, change seems to be a constant. Unfortunately for many schools, recent changes in the area of student receivables management have not been positive for affected institutions. Significant consolidation has led to near-monopoly conditions in the billing services and accounts receivable sector of higher education. In a monopolistic environment schools are often left to choose between staying with a complacent provider who because of the lack of competition, has lost the willingness to provide excellent customer service, or an expensive and time-consuming data conversion to another provider who in the long run may not be any better. We believe choice and competition are the keys to providing an excellent student experience through your billing service. American Education Assets, LLC (AEA) was started in 2015 for exactly that reason. As billing services were exiting the business, or being bought, sold, or merged with larger organizations (some based outside the United States) we saw an opportunity to enter the market and change it in the process. With AEA, every client is a “full-service” client. We will never charge you more to get our best effort. We will also never charge you for data conversion to begin our service. We believe that choosing us should be the easiest thing you do.