We can help people gain guaranteed approval for a personal loan in India, even if they have a poor credit score. YesLoans can find deals for those with a poor CIBIL score. This option is available to individuals with a net salaried income of no less than ₹35,000 Rs per month. Personal Loans for Bad Credit There are a number of firms in India that offer large loan sums to those whose need is urgent and their approval processes are also particularly fast and the required documentation is also quite minimal. Personal loans represent the only unsecured type of lending that offers instant cash in India. Many customers can make an application for this type of loan without any required guarantor or collateral. The only stipulation is that they have a reasonably good CIBIL score to qualify. The interest rate they will be offered will be determined by their personal circumstances, to include factors such as their credit rating and level of income. Each bank or NBFC will have their own set of determining criteria with which to calculate available interest rates. In the current financial climate, the criteria for personal loans for professional people are getting ever more stringent. Unsecured loans are available to everyone, but some still need a little help in obtaining one. It is possible to get a personal loan without a guarantor, but you will almost certainly have to provide the lender with your social security details for a credit check. At Yes Loans, we offer assistance and services to help all of our clients increase their credit rating and making obtaining a personal loan more likely. By completing a thorough analysis of your personal situation, we are able to tailor a solution to clients who are having difficulties.