WHY HLC TEAM? Here is How Joining Cornerstone Will Help Our HLC Team Clients: 100% On-time Closing Commitment - It's not just a priority; it's one of our core convictions. More Mortgage Options - We can help everyone from first-time homebuyers and move-up (or downsizing) homeowners to renovators and real estate investors. Efficient In-House Operations - From application and processing to underwriting and closing, the entire loan transaction is managed under one roof by our dedicated team. No Mortgage Middleman - We're a direct lender, which means we make the final loan approval decisions. LoanFly Innovation - Soar through the process with our end-to-end mortgage app. Plus, securely upload documents, track loan status, see next steps, and do more in our secure online borrower portal. Jumbo Loans - Jumbo loans are important to California home buyers and real estate agents. Cornerstone is a major lender of Jumbo Loans so by joining Cornerstone, The HLC Team can now offer Jumbo Loans at more attractive rates than we could previously. Tim Harrison NMLS #170960 Company NMLS #2258 1164 Monte Vista Avenue, Suites 3 & 4, Upland, CA 91786 NMLS #1832234 Company AZ BK #0908763 CARMLA 41DBO-95730 ; Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act Equal Housing Opportunity