BayPay is a payment service provider in blockchain to make daily payment become simple, fast, and safe. There are 3 main services we provide, Company Coin for enterprise to enhance management efficiency, Wallet as a Service(WAAS) for user to increase their spending power, Cashier for sellers to expand business with revenue growth in a simple way. There are several ways to leverage our services, here list some： 1. Help merchants accept token as cash without any blockchain knowledge. a. In the retail cashier as a POS. b. E-commerce website with API. c. Or just drop a link through chat or Facebook post. 2. Help ICO issuers improve liquidity of their tokens. You can set the buyback price of your tokens and we collect the tokens for you. There is no more manpower to cooperate with your vendors and no more marketing subsidy spent in an unhealthy way. 3. (E2E) Help customers to aggregate their spending power from separate sources and to transfer their assets to whomever they want through the wallet. No annoying private keys compare with other wallet. All the assets on BayPay are safeguarded by hardware key vault. 4. (B2B) Help enterprises create their stable coins as checks and deposit cash to their clients. Reduce the cost of accounting by adopting the distributed ledger services of blockchain.