The Herman Agency provides the technical expertise and critical thinking to support clients and their advisors in the analysis, structuring, and implementation of new and existing life, disability and long-term care insurance portfolios. Our command of tax, estate and business concepts and how to optimally integrate this planning with insurance portfolios distinguishes our firm and grants us access to a discriminating clientele. Most importantly, we communicate issues and solutions with clarity and simplicity that is informed by years of experience.