The Aries Group is a leading provider of financial and private sector development advisory and technical assistance services to a wide range of bilateral and multilateral donor agencies and host country governments in the interrelated areas of Banking, Non-Bank Financial Institutions, Pensions and Social Insurance, Privatization and Private Sector Development. Our work aims to build robust and liquid financial markets and institutions, enabling governments to raise relatively cheap capital to invest in key infrastructure such as roads, power plants, harbors, airports, water supply, sanitation and telecommunications. These key infrastructure facilities form part of the enabling environment for the private sector to grow. Moreover, active bond markets can discipline the government, reducing the risks of financial crises, and prevent crowding out of private investments. Financial sector development also brings benefits to firms and households. Firms are able to raise capital for expansion and innovation, driving economic growth and employment. Households experience greater returns and reduced risk on their invested savings. Services and Expertise Policy, Legal and Regulatory - Reforming policy, legal and regulatory frameworks for financial and private sector development (banking, capital markets, insurance, non-bank finance); Access to Finance - Financial inclusion policies and strategies to improve access to finance (i.e. mobile banking, microfinance, microinsurance, MSME finance); Financial Stability - Developing/reforming the financial safetynet to enhance financial stability (i.e. early warning systems, deposit insurance, financial institution restructuring, rehabilitation, and privatization; Pensions and Social Insurance - Reform strategies to broaden old age income security.