Money Transfer Without Borders Fast and secure money transfer on any of your devices anytime anywhere, within Hong Kong and abroad. At Smart Transfer, we’ve got you covered with the lowest cost and best service. All you need is the mobile number of the receiver. It’s that easy! With Smart Transfer, you save money and time. Low cost and fast transfer is possible through our cross-matching engine. Instead of traditional money remittance model, we match the transactions within your country.