People First Banking. Save, borrow and manage your money with a community-owned bank that puts people before profit. CCU is a not-for-profit financial co-operative, established in 1989. It is the third largest union in Scotland, with more than 25,000 members, and assets of more than £35 million. Offering a range of ethical financial services, membership is open to anyone living or working in Edinburgh, East Lothian, Midlothian, West Lothian, the Scottish Borders, Fife, Falkirk, Angus, Clackmannanshire, Dundee and anyone who is a member of Community The Trade Union. As a financial co-operative, anyone who opens a savings account with us becomes a member of the credit union.