PCBB was founded in 1997 and is a state-chartered, FDIC-insured member of the Federal Reserve System, serving the needs of community-based financial institutions. PCBB products and services include loan sales and purchases, loan participations, and hedging. Advisory services include CECL, loan pricing, funding cost, relationship profitability and risk management. Operational services include international services, cash management services and other high-quality, competitively-priced services for financial institutions.