Full Service Insurance and Employee Benefits Agency Catering to the Commercial Client and the Professional Insurance Agent and Broker Group Coverage, Inc. has been in business since 1997 as a full service insurance and employee benefits agency. We committed to partnering with other insurance and financial service professionals for both marketing and customer service for all phases of commercial insurance and employee benefit plans. We are licensed in many states and have recently launched www.totalhraccess.com to facilitate the integration of multiple human resource functions in real time on the internet. This state of the art technology alllows the hosted company and their employees access to their benefit plan designs, the ability to download forms, search providers, and most importantly link their HR services seemlessly via the web eliminating reduntancy.