AFG Financial Services is an Independent Firm Helping You Make Wise Financial Choices. Advisory services are offered through Aspire Capital Advisors LLC., a registered investment adviser. AFG Financial, and Aspire Capital Advisors LLC,. are not affiliated entities. California Insurance License 0H28692. Certified Financial Planners must attain a bachelor’s degree (or higher) from an accredited college or university and have three years of full-time personal financial planning experience or the equivalent part-time experience (2,000 hours equals one year full-time). Certified Financial Planners must also complete a CFP-board registered program, or hold one of the following: CPA, ChFC, Chartered Life Underwriter (CLU), CFA, Ph.D. in business or economics, Doctor of Business Administration, or an Attorney's License.