The Canadian Association of Direct Relationship Insurers (CADRI) represents five leading direct relationship insurers Allstate, Aviva, belairdirect, Cooperators, Desjardins, RBC Insurance, and TD Insurance, and associate member RBC. We advocate for flexible and evolving regulatory and legislative frameworks. Our aim is to enable innovation so Canadians can easily choose the insurance products and services they need through the delivery channels they prefer. Through research, monitoring and thought leadership, we promote a fair, healthy and competitive insurance market for the benefit of all Canadians.