Fact: 70% of bank loan applications are declined. After spending 14 years in the banking industry, most recently as a Commercial Banker, Humberto noticed the one constant commonality among all business owners I spoke to... the need for money. In 2017, Humberto founded American Profit Consulting to change that statistic. Since then we’ve used unique insider knowledge gained from working in both national and community/local banks to navigate the entire loan application process for our clients from structuring the loan request to negotiating rates and terms all the way to closing. Humbly, we can state that we have had a 100% success rate in assisting our clients get approved for capital. To date, we've funded over $150,000,000 to small business owners and entrepreneurs and currently have 100+ working relationships with in and out of market banks, non bank lenders, direct funders, non-profit & not-for-profit lenders, government entities, hard money lenders, equipment lenders, etc. If we can’t get it done, NO ONE can. If you are a business owner in need of money, looking for startup capital to fund your dream, or are a bank representative having to decline a client’s loan request I believe you owe it to yourself to call me at (619) 836-0267. We think you’ll be happy you did.