Clear Purchase is building a secure Micro Payment Switch that connects Mobile Money Operators together, and also connects them to Conventional Banks, Mobile Wallets, Micro-Lenders and others. Key: 10¢ purchase, with Purchase Guarantees and Integrated Dispute Resolution. Unique IP: 2 issued patents on secure Payment Infrastructure. The emerging Global Mobile Wallets, like AliPay and Facebook, are a threat to Financial Institution of all types in Developing Countries. Interoperability is key to protecting against this threat.