m-saku is created for VISA Cardholders to ensure optimum shopping experience by making m-saku application user-friendly, convenient, and secure. As more and more merchants are coming in, m-saku will not only become the new way to shop but also become the preferred mobile application for mobile payment in Indonesia. Indonesia has a young and increasingly connected market. Half of the population is under 45 years old, and more than 80% (nearly 200 million people) own a mobile phone. Those mobile phone users need to be able to top-up their air-time and do mobile shopping in a way that is fast, convenient, and secure, all while they are on the move. As an Asian first, m-saku is making that a reality in Indonesia. Mobile Air Time Top-Up Service Asia’s first on-the-go Top-Up Service is available for subscribers of the seven largest mobile networks in Indonesia: Axis, Esia, Indosat, Smartfren, Telkomsel, 3 and XL Axiata. Mobile Shopping and Payment Feature A payment gateway which enables m-saku users to shop for various products and services offered by participating merchants. Hot Deals – Exclusive Specially-priced deals from participating merchants only for m-saku users.