Kiwi owned, we understand that not everyone has the spare cash to buy, and do the things they want, when they want. So, we offer finance solutions to meet your changing needs and help you live the life you want. Whether it's a new car, home renovations, an overseas trip, or debt consolidation. Our personal loans range from $2,500 to $50,000. With a 100% online application and decision process, right through to money in your bank. To find out more, visit thornfinance.co.nz. Responsible lending criteria, terms and conditions apply. Interest rate 9.95%-22.95% pa variable determined by credit risk. Mandatory fees: admin $3.25 a month, establishment $75. 12-60 mth term. Limelight Financial Services Ltd (trading as Thorn Finance).