Since 1987, we have assisted clients with their financial planning needs, after spending time getting to know their unique situations and objectives. As an independently managed, family run firm, we are planning-oriented, not product-oriented. We offer fee-based and/or commission-based services, and always keep each client’s best interest in mind. Financial planning is not just about money. It involves managing finances in concert with values and purpose in life. In essence, we strive to assist clients in maintaining a fruitful balance. Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer and a registered investment adviser. Cetera is under separate ownership from any other named entity. Branch address: 250 Osborne Road, Colonie, NY 12205.