CINNAMON, a micro banking financial inclusion enabler that automates activities and records of savings groups commonly known as Investment clubs in Uganda. It’s a reliable, efficient online treasurer that automates processes like; member signup & savings notifications, payment reminders, group member deposits, investment tracking and group loan management. CINNAMON helps these groups to manage their financial records and improve their efficiency in collections, activity monitoring, financial analysis and reconciliation. It automates club operations, eliminating the need for complex Excel sheets and bulky write up, thereby making the work of financial book keeping within the club easier. It guarantees low cost of entry, zero infrastructure, reduced overhead costs, cost-effective scalability, increased productivity, maximum security and confidentiality though a signed NDA and self-service for all savings groups members. Collections are made conveniently through Agent Banking outlets and deposits through mobile wallets. The product has dominated in Uganda and has recently expanded two African countries of Ethiopia and Zambia.