Tri-Emerald Financial Group is a California based mortgage lender that specializes in residential properties. We have achieved recognition in the industry by taking a role of helping customers professionally manage their financial needs and fulfill their financial ambitions. We help borrowers integrate the mortgage loan they choose into their overall long and short term financial investment goals as well as their payment and equity objectives. Tri-Emerald Financial Group is a direct lender established to provide the best rates and most diverse array of programs available from conventional, FHA, VA and reverse mortgages. For Tri-Emerald’s borrowers, the relationship starts prior to the first loan and continues indefinitely for as long as they own their property. A state of the art rate watch service, continual product updates, and an annual mortgage review are just part of the services we use to continually help homeowners manage what is typically their largest investment. The professionals at Tri-Emerald Financial Group pride themselves in being highly educated finance professionals who work hard for their customers’ best financial interests. All of our mortgage bankers are licensed through the National Mortgage Licensing System (NMLS) and hold individual licenses in various states. By holding these individual licenses our bankers meet the professional standards dictated by state specific laws, guidelines, procedures and education requirements.